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frequently asked questions

  • A quick biology 101 lesson and answer to your thoughtful question: Efferent refers to specific neurons (aka “motor neurons”) in our body that are responsible for carrying signals from a central point in the nervous system (our brain and spinal cord) to the muscles and organs throughout the body to protect and/or initiate an action.

    If you’ve ever touched a hot stove, you can thank those efferent neurons for immediately pulling your hand back. Now, we’ll never boast about our hot stove cooking skills on this website, but we endeavor to safeguard you from touching the “hot stove” related to group benefits insurance.

    It is in this spirit that Efferent Solutions was founded. Aspiring to serve as a trusted broker conduit between our employer clients (aka the brain and spinal cord) and our clients’ most valuable assets, their employees (aka the muscles and organs which keep our body healthy and functioning), by offering:

    1. education

    2. first-rate service and attention

    3. strategic planning

    4. compliance support

  • American Council of Engineering Companies (ACEC) Association. With more than 100 years representing engineering firms, architecture firms, and other specialists throughout the United States. Efferent Solutions has been a trusted partner of the ACEC and the ACEC Life/Health Trust for many years. Lets talk if you’d like to learn how your engineering firm can offer richer benefits at a lower cost and compete against larger enterprise firms to attract top talent.

  • Yes. We work with clients in all industries and can design a variety of programs based on your specific situation and needs.

  • We partner with small to large group employers. In order to operate as efficiently as possible on behalf of our clients, the employers we work with must have a minimum of 15 employees who are or will be enrolled in the company’s group medical benefit plans

  • Yes. Efferent Solutions uses a portion of the commissions we earn to pay for the cost of your custom benefits management and onboarding portal.

  • We specialize in employee benefit program design. These programs can be as simple as implementing a group medical plan to much more complex and intricate benefit programs including wellness, group disability, life insurance policies, compliance and HR support, to name a few. Please reference the Additional services section here.

  • The vast majority of our communications can be conducted via email, phone or video calls. If an in-person meeting is requested, we can certainly accommodate those requests as needed. Almost all of our enrollment meetings are presented via a live online webinar (recorded as reference for future new hires). In-person enrollment meetings are also available as needed upon request. Our agency embraces modern technological tools that allow our clients and their employees online digital access to their benefits 24/7/365.