Delivering Benefit solutions

benefit solutions don’t have to be complicated

Fortune 1000 equivalent benefit packages specifically engineered for employers with 15+ benefit eligible employees.

who we are

Efferent Solutions is an independent full-service employee benefits insurance agency with 15+ years of experience advising employers nationwide on best practices to create customized group employee benefit packages.

We Are:

  • Employer/Employee-centric

  • Carrier agnostic

  • Specialized in Engineering & Architecture firm specific needs.

  • A partner of the American Council of Engineering Companies (ACEC) Life/Health Trust

  • Experts in healthcare consulting for small to large group employers (ACA, Level-funded, Self-funded, Captives, Reference-Based Pricing, Ancillary)

Full service benefits consultants at your disposal

What we do

Transparency Powers Decisions.

There is no “one solution fits all” strategy. While the various employer benefit categories are not unique, your specific employer short/long-term objectives, goals, and budgets are. 

As your strategic partner, we use benchmarking and business intelligence tools to formulate a custom strategy that:

  • Future-proofs your employer healthcare programs

  • Meets your short/long-term objectives, goals, and budgets

  • Emphasizes your company culture and brand

Efferent Solutions | Benefit Solutions

If your company is interested in upgrading your benefits programs for some of the below services and more, let’s talk:

Group Employee Benefits

Compliance Support

Custom Benefits Management Technology Portal

Human Resources (HR) Consulting Services

Patient Healthcare Advocacy

HR Support Hotline

THE BEST benefit packages FALL FLAT WITHOUT PROPER communication.

Our process is simple

Book a discovery call so we can learn more about each other and identify if we are the ideal fit for one another.

connect

Once we’ve identified your needs, we will present a bespoke solution which addresses your overall business objectives.

customize solutions

A unique benefits package that protects your employees, reinforces your company culture, and keeps your bottom line healthy.

deliver results

WHAT CLIENTS ARE SAYING

  • "As a business offering health benefits to employees for the first time proHNS LLC was lucky to get connected with Nitai Spiro of Efferent Solutions. 

    Nitai is very knowledgeable about health insurance and met with us several times to lay out our options and answer all our specific questions.  He is always very prompt in his communications and ensured we were able to implement our program on our tight roll out schedule. 

    Nitai went out of his way to personalize the program for our company, and I would certainly recommend him to other businesses looking for assistance to manage their health insurance program."

    Lucas C. - Principal, Engineering Firm

  • “Nitai approached our business five years ago and offered to review our insurance benefit offerings. As the initial phone call progressed, he helped educate me that what we were offering through regional plans was not equitable between states.

    He was able to find us a national plan that fit our needs and didn't increase our premiums. We were impressed not only with his ability to find us better offerings but also offered a platform for open enrollment that was easy to use. He joined me during open enrollment each year to present our plans to our staff. He is well spoken, personable, and handles questions easily.

    If you are not happy with your current broker, I recommend you talk with Nitai.”

    Diane N. - Accountant, Geoscience Consulting Firm

Efferent

insights

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frequently asked questions

  • A quick biology 101 lesson and answer to your thoughtful question: Efferent refers to specific neurons (aka “motor neurons”) in our body that are responsible for carrying signals from a central point in the nervous system (our brain and spinal cord) to the muscles and organs throughout the body to protect and/or initiate an action.

    If you’ve ever touched a hot stove, you can thank those efferent neurons for immediately pulling your hand back. Now, we’ll never boast about our hot stove cooking skills on this website, but we endeavor to safeguard you from touching the “hot stove” related to group benefits insurance.

    It is in this spirit that Efferent Solutions was founded. Aspiring to serve as a trusted broker conduit between our employer clients (aka the brain and spinal cord) and our clients’ most valuable assets, their employees (aka the muscles and organs which keep our body healthy and functioning), by offering:

    1. education

    2. first-rate service and attention

    3. strategic planning

    4. compliance support

  • American Council of Engineering Companies (ACEC) Association. With more than 100 years representing engineering firms, architecture firms, and other specialists throughout the United States. Efferent Solutions has been a trusted partner of the ACEC and the ACEC Life/Health Trust for many years. Lets talk if you’d like to learn how your engineering firm can offer richer benefits at a lower cost and compete against larger enterprise firms to attract top talent.

  • Yes. We work with clients in all industries and can design a variety of programs based on your specific situation and needs.

  • We partner with small to large group employers. In order to operate as efficiently as possible on behalf of our clients, the employers we work with must have a minimum of 15 employees who are or will be enrolled in the company’s group medical benefit plans

  • Yes. Efferent Solutions uses a portion of the commissions we earn to pay for the cost of your custom benefits management and onboarding portal.

  • We specialize in employee benefit program design. These programs can be as simple as implementing a group medical plan to much more complex and intricate benefit programs including wellness, group disability, life insurance policies, compliance and HR support, to name a few. Please reference the Additional services section here.

  • The vast majority of our communications can be conducted via email, phone or video calls. If an in-person meeting is requested, we can certainly accommodate those requests as needed. Almost all of our enrollment meetings are presented via a live online webinar (recorded as reference for future new hires). In-person enrollment meetings are also available as needed upon request. Our agency embraces modern technological tools that allow our clients and their employees online digital access to their benefits 24/7/365.